How Jenkins Kia can help you get easily approved 🡫
If you’re looking to get approved for a car loan, Jenkins Kia of Gainesville makes it easy. The finance department at Jenkins Kia is here to assist with all your auto loan needs, and we always offer several financing options to help you get a great deal on your dream car. Our expert finance team will guide you through the buying process, and they can offer advice on whether to buy or lease the vehicle of your choice.
When you choose to finance at Jenkins Kia of Gainesville, we have close relationships with a network of trustworthy local lenders, so you’ll be able to get the best loans and rates you can imagine. Our finance center has experience helping customers of all types of credit backgrounds get approved for a loan, even those with low credit scores. With our secure and hassle-free online finance application, you can get the buying process started now and get instantly pre-approved for your dream vehicle. Reach out to Jenkins Kia to learn more.
- Credit Application
- Value Your Trade
- Payment Calculator
- Finance & Insurance Products
- Get pre-qualified with capital one
- Leasing vs. Buying
Credit Application
How to buy a car with low credit🡫
Even if you have low credit, you have options when the time comes to buy a car. First and foremost, checking your credit reports will give you an idea of what to expect when shopping for an auto loan, and you’ll be able to review and identify incorrect information and then dispute any errors that might be impacting your score. Once everything looks accurate, you should work on building your credit over time. Rebuilding your credit will help increase your chances of getting approved for a loan, and it may even help you qualify for a lower interest rate.
Another option to consider is finding a cosigner, specifically one with good or excellent credit. Finding a cosigner can increase your chances at pre-approval and help you get better loan rates and terms. It’s also a good idea to start saving for a down payment. If you can make a bigger down payment at the time of purchase, you won’t have to borrow as much money and will end up paying less interest over time, and you may even get a lower interest rate.
- Check your credit
- Take time to build your credit
- Save for a down payment
- Determine how much you can afford
- Shop around and compare rates
Value Your Trade